FERS Minutes* FERS vs CSRS CSRS was the old retirement system retired in 1984. CSRS is pension only while FERS is the pension, SS, and the TSP match. View Video FERS Pyramid In the last video I alluded to this concept of the FERS pyramid. It is so named because each part has a diﬀerent role to play in retirement. View Video High 3 The high-3 is very important to the calculation of your FERS pension. It is the basis to determine what you receive in retirement. View Video Primary to Secondary If you are and SCE employee and you move from a primary position to a secondary one, how does that aﬀect your SCE beneﬁts? View Video Different FERS Deductions I have some information for you: you do actually pay for your FERS annuity or pension. View Video Military Time Part 1 If you served in the military you have the option to purchase back honorable service time. View Video Military Time Part 2 One of the questions I get is what would happen if I get deployed while I am working for the government? What happens to my time then? View Video RAS Part 1 The retirement annuity supplement, or what I will call RAS for now on, is an additional pension that some will receive along with your FERS pension. View Video RAS Part 2 There are a couple of things that you need to be aware of when it comes to the RAS. View Video RAS Part 3 A couple of clariﬁcation points on the RAS. View Video Retirement Eligibility When are you eligible to retire under FERS? View Video Survivorship Benefits When you retire, you have three options when taking your FERS pension. View Video Unused Sick Leave Since January of 2014, FERS employees receive 100% credit for their unused sick leave to their retirement. This means that you could use the sick leave to get more in retirement. View Video Cost of Living Adjustment (COLA) The cost of living adjustment, or COLA, is one of the greatest beneﬁts of the FERS pension. View Video Death Benefit Retirement What happens to your pension if you were to pass away before retirement? Find out here. View Video Government Re Employment Lets just say that you retire and miss working for the government so much, that you decide you want to go back. How does that aﬀect your annuity? View Video Disability Retirement Part 1 If you have worked 18 months or more in the government and then become disabled, you are eligible for disability retirement. View Video Disability Retirement Part 2 How much will you be expected to receive when receiving disability retirement? View Video Thrift Savings Plan The TSP is a retirement vehicle provided by the government to invest in for retirement. It has two parts: TSP and Roth TSP. View Video TSP Investment Options The TSP has essentially 5 investment options: C, S, I, F, and G Funds. I do not include the L funds as one of the investment options because they are simply a mix of the previously mentioned 5 funds. View Video TSP Withdrawal Options Generally you may not withdraw from you TSP until you reach the age of 55 (unless you are and SCE employee). View Video TSP Loans One way to access your funds before retirement is a TSP loan. There are two types: residential and general purpose. View Video TSP Considerations To wrap up our videos on TSP, I want to go over some additional things you need to be aware of. View Video Divorce & FERS There is a common misconception that somehow federal law automatically grants a portion of your FERS beneﬁts to a former spouse. View Video When to Retire First it is important to understand that your FERS annuity will be paid out on the ﬁrst day of the next month from the day you retire. View Video Retirement Timeline About three to four weeks after you retire, you will receive a card that will have a claim number for your retirement. View Video FEHBP If you were covered under the federal employee health beneﬁts program, or FEHBP, continually for the 5 years before retirement, you are eligible to continue that coverage into retirement. View Video FEGLI FEGLI is another insurance that you can carry into retirement. There are four diﬀerent options for coverage. View Video HR 2146 On June 29, 2015, HR 2146 or the Defending Public Safety Employees' Retirement Act was passed. This law is intended to help those who are eligible to retire to access their TSP before age 55. View Video TSP Modernization Act In an early video, I explained the restrictions when it comes to withdrawing your TSP in retirement, even if you have reached age 60. View Video Bridgerland Financial and Cetera Advisors are not affiliated with the US government or any government agency.