Are you smart? I don't mean in finances, I mean in general. Ask yourself again, are you smart?
I remember years ago attending my first educational seminar about investments. There my appetite was wetted enough for me to want more and more until I turned my passion for financial education into a career.
This may come as a shock to some, but financial planning is mostly education. I believe that anyone can make a good financial decision as long as they have the tools to make that decision. In other words, I believe that people are smart.
What I would like to accomplish here in this blog is education. One of the best ways to do that is to draw on experiences that I have had over the years of being a financial planner. Here I will give the tools that you need to make good decisions about your financial future.
Warren Buffet once said "Risk comes from not knowing what you're doing". Keep in mind that every situation is different so please contact me for a personalized plan.
Saturday, March 28, 2020
No one can deny that we are in the thick of things right now. Between a global pandemic, economic worries, and political uncertainty, it’s no surprise that we are seeing increased market volatility. All of this uncertainty may be...
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Tuesday, March 24, 2020
Have you ever had a moment where, on the path you thought was right for you, you encounter a new idea or an open door and everything changes? That may sound like a movie script, but it’s essentially how I found my way into a...
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Regular Profit and Loss Statement A business owner can only survive with good and current information. Outdated financial statements have very little value. You might receive your year-end financial statements in May of the following...
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Thursday, August 11, 2016
The word probate should strike fear in the hearts of every executor of every estate. Probate is the court that handles the transfer of assets from a deceased person to their heirs. The biggest issue with probate is emotion, time, and...
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Thursday, August 4, 2016
Pension Options When choosing pension options, it is important to understand how they affect you, and how they affect your heirs. If you happen to choose the incorrect pension option, then to bad so sad. You are stuck with it. So how...
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Thursday, July 21, 2016
It is like asking people what they like to do on a sunny day. Some (like some of my family) would rather stay inside and do “inside stuff”. Others can’t wait for the winter to end so they can do “outside...
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Thursday, July 14, 2016
Most people understand that health care will be one of, if not the biggest expense in retirement. However, according to a Nationwide study, 4 out of 5 people cannot accurately estimate how much they expect to pay for health care in...
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Thursday, July 7, 2016
It is amazing to me, as a financial advisor, that so many small businesses don’t take advantage of setting up a small business retirement plan. In fact, a labor department study said that less then 50% of companies with fewer...
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Thursday, June 30, 2016
How about don’t get a financial plan or you do not need one. I can debunk that with some questions: How many wealthy people do you know who do not use some sore of financial advisor or planner? How businesses survive without some...
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Thursday, June 23, 2016
With varying information out there in regards to retirement, I would like to present to you 20 myths about retirement for your reading enjoyment. 1. Paying your house off is a must. If you are someone who has fallen for this myth, ask...
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Thursday, June 16, 2016
Almost everyone has heard the phrase “If you fail to plan, you plan to fail”. Yet many of us do not spend the time to plan some of the most important events in our lives. One of those events is retirement or education for...
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Wednesday, June 8, 2016
As more and more baby boomers begin to retire, cases of financial elder abuse are becoming more common. Even more alarming, is that a majority of seniors have a common misconception on where the abuse is likely to come from. Elder...
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